Privacy Policy
Effective Date: April 14, 2026
InspiraFI (“InspiraFI,” “we,” “our,” or “us”) is committed to protecting your privacy and safeguarding your information. This Privacy Policy explains how we collect, use, disclose, and protect your information when you access or use our platform.
InspiraFI provides financial analytics and educational insights and does not provide lending, legal, tax, or investment advice.
Information We Collect
We collect information necessary to provide and improve our services, including:
Account Information
We collect personal information such as your name, email address, and login credentials when you create an account.
Financial Data
When you connect financial accounts, we use Plaid to securely access certain financial information, including account balances, transaction history, and account details. InspiraFI does not collect or store your banking login credentials. These credentials are securely handled by Plaid.
How We Use Information
We use collected information to:
- Generate financial health scores and analytics
- Analyze financial behavior, including burn rate, runway, and risk
- Provide insights and platform functionality
- Improve performance, accuracy, and user experience
- Maintain platform security and prevent fraud
Data Sharing and Disclosure
We do not sell your personal or financial information.
We may share information with trusted third-party service providers necessary to operate our platform, including:
- Plaid for financial data connectivity
- Secure cloud infrastructure providers for hosting and data storage
All third-party providers are required to maintain appropriate security and confidentiality standards.
Data Security
We implement industry-standard security measures to protect your information, including encryption of data in transit using TLS 1.2 or higher, encryption of data at rest, and controlled access to sensitive systems. While we take reasonable steps to protect your data, no method of transmission or storage is completely secure.
Data Retention
We retain information only as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce agreements. You may request deletion of your data at any time.
Your Rights
You may have the right to access, update, or delete your personal information. You may also disconnect your financial accounts at any time. To make a request, please contact us at the email address provided below.
No Financial Custody or Advisory
InspiraFI does not hold or custody user funds and does not provide financial, legal, tax, or investment advice. All insights provided are for informational and educational purposes only.
Changes to This Policy
We may update this Privacy Policy from time to time. Any updates will be posted on this page with a revised effective date.
Contact Information
If you have any questions about this Privacy Policy, you may contact us at:
Email: Inspirafi@inspirafiai.com
Company: InspiraFI